Hello frugal friends! Happy almost New Year! I think most would look at 2008 and say a hearty goodbye to this awful and painful year! I think 2009 is going to be even worse then 2008. Aren't I negative? Yet I think 2009 will be a great challenge to all of us.
I certainly look at the new year as a way to get even more fit in the pocketbook.
Don't you? It will be a rocky year---I am sure of that...but somehow I feel we will learn some valuable lessons.

I hate I mean HATE to make New Year resolutions. New Years to me is a horrible time of year. When I was married every New Years was when my ex would point out every flaw and tell me how horrible I was and how THIS YEAR I better get it right and make myself better. I hate HATE New Years for the bad memories of crap I dealt with for far too long. Are you in that boat....being told you are not worthy and not good enough? Be it by a spouse or someone at work or in your family?? If you are---and by the way this has nothing to do with money or being frugal....please do not listen. Being emotionally battered is just not healthy for anyone. Please take action to make a change for yourself this year. Seek help or begin to see yourself as good enough and worthy. Everyone has flaws...duh! No one is perfect in this world. Please talk to someone and get released from this burden as fast as you can.

Heres to a great new begining that will no doubt...be filled with lots of twists and turns for everyone.....but hopefully we learn much along the way and we remember to count alot of blessings along our journeys.

With all my wonderful flaws and blemishes I raise a glass of bubbly and I toast to an interesting new year called 2009. The past is gone and the future is unknown....yet we have right now...today! So enjoy it and savor all it has to offer you! God Bless.